ComTech Business Leasing

Finance Calculator Finance Application

 

Why ComTech Leasing

Advantages of Financing

Logic of Financing

Financing Plans

Equipment We Finance

Resources

 

Why ComTech Leasing

ComTech offers a unique approach to equipment financing. With our emphasis on personal service, we make the financing process straightforward and hassle-free.

We're expeditious.
With an application processing turnaround of two hours or less, you won't have to wait days to get the equipment you need now.

Finance more than just your equipment.
When you finance equipment you don't just get a machine, you often also have hardware, software, delivery costs, installation, implementation, ongoing maintenance and training. Often ComTech allows you to include those additional charges in the financing of the cost of your equipment so you can afford the total package.

One point of contact.
With our Single Point-of-Contact® service model, you get a specific financing professional assigned to your account. That means no runaround and no wasted time. Your financing professional will be able to answer all of your questions, give you financing details and even help you with future equipment financing needs.

We make financing simple and straightforward.
Our competitive rates and one-page documents keep things stress-free. Dealing with just one company allows you to focus more on what's important – your business' success.

 

Advantages of Financing

Every business needs new equipment at some point. Existing equipment gets old and outdated and additional equipment is often needed to grow a business. Nearly 80% of companies in the U.S. finance equipment to remain competitive. They recognize that it is more important to have and use the equipment than it is to own the equipment.

There are many advantages to financing your purchase with Marlin. Here are the reasons we feel are most important:

  • Credit Availability
  • Conserve Working Capital
  • Flexibility
  • Prevent Equipment Obsolescence
  • Tax Advantages
  • Budget Friendly
  • No Down Payment Required
  • Fixed Monthly Payments
  • Choose Payments and Terms

 

Financing with ComTech vs. Cash Purchase vs. Bank Loan

Which method is right for you?

Can You... Financing
with ComTech
Cash
Purchase
Bank
Loan

acquire equipment without a
substantial cash outlay?

YES NO NO. Most banks require a
large down payment.

upgrade or add equipment
without difficulty?

YES NO NO. Most banks require
reapplication for
another loan.

match payments to your current
cash flow?

YES NO NO

avoid affecting your bank
lines of credit?

YES NO NO. In fact, you will be
affecting it a great deal.

get approval for financing in
one day?

YES N / A NO. It could take days or
even weeks.

customize your payment plan
or even defer payments?

YES NO NO


ComTech's Financing Plans

ComTech has many special financing programs to help you purchase the equipment you need!

Standard Finance Plans - Flexible terms and payment options are available to get you the equipment you need. A one-page application and speedy process makes it simple for you to apply. These include:

  • Fair Market Value - This plan offers the most options both during and at the end of the term for those worried about obsolescence or wanting a small security deposit and a relatively low monthly payment. At the end of the term, you have three options: extend the term of the agreement, return the equipment, or buy the equipment at its fair market value. A True Lease allows the most cost to be deferred to the end of the agreement when a decision to retain or upgrade the equipment can be made.

  • 10% Security Deposit - Because this program offers the lowest monthly payment, it is especially attractive to those who can afford to pay a 10% security deposit of the finance amount at the beginning of the agreement. End-of-term options still apply. Use the deposit to extend the agreement or return the equipment and request a refund of the deposit.

  • 10% Purchase Option - This plan offers the customer a fixed purchase option at the end of the term. Upon final payment, the customer can continue to finance the equipment, return the equipment, or buy it at 10% of the original equipment cost.

  • $1.00 Buy Out - For those who are fairly certain they wish to purchase the equipment at the end of the agreement, this is the recommended plan. Once the term expires, the equipment is simply purchased for $1.00.

In addition to ComTech's standard financing plans, we offer:

  • Step Up Finance Plans
  • Seasonal Finance Plans
  • Step Down Finance Plans
  • Deferred Payment Plans

Bottom Line - We can customize our financing plans to match your cash flow and budgets.

ComTech finances over 100 different types of equipment.

Marlin provides equipment financing for a broad range of industries. We will work with you and create financing solutions to cater to the distinct needs of your business. With extensive product knowledge and market expertise we serve as more than just equipment financing specialists - we serve as an extension of your business.

Healthcare
  • Automated Pharmacy Systems
  • Dental Equipment
  • ECG/EKG
  • Mammography
  • MRI
  • X-ray
  • Exam Furniture
  • Patient Monitoring Systems

Office and Telecom
  • Copiers
  • Labeling Machines
  • Telephone Systems
  • Routers
  • Video Conferencing
  • Furniture
  • File Systems

Manufacturing
  • Conveyor
  • Machine Tools
  • Robotics
  • Welding
  • Generators
  • Assembly Systems
  • Automation

Food Services
  • Dishwashers
  • Commercial Ovens
  • Refrigeration
  • Bakery Equipment
  • Commercial Fryers
  • Ice Machines
  • Point of Sale Systems

Technology
  • Security Systems
  • Servers
  • Networking
  • Plotters
  • Software
  • Access Control Systems
  • Computers & Workstations

And Equipment From Many Other Industries
  • Silkscreening
  • Trailers
  • Dry Cleaning
  • Landscaping
  • Automotive
  • Janitorial

 

Small to Mid-Size Business Resources

ComTech provides tools and resources to help you better understand financing.
Please contact your ComTech Representative with any questions.

IRS Section 179
Are you aware that your customers can deduct up to $139,000 of equipment cost in 2012?

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